...and that was just one example, not an isolated experience. When my wife was 39 and half...she had an unusual mammogram, and given her cancer history, the doctor wanted to remove some tissue that looked suspicious. However, our insurance (Humana this time), said it was not necessary b/c it was unlikely to be breast cancer since she was under 40. The doctor strongly urged us to have the procedure anyway instead of waiting 6 months when insurance would cover it. 10K out of pocket.
I could go on and on.
...and the claim resubmission game is due to insurance company bureaucracy not gov't bureaucracy.
I agree that Obamacare hasn't made any of it better. My point is these issues existed before it went into effect..