I joined the military to have low debt. I got degrees in majors that were in demand by employers, and which paid salaries high enough to pay off my loans. I paid off all of my personal debt. So did my wife.
When we had kids, we saved a huge chunk of our earnings every paycheck for each kid. The moment each kid was born, I saved every paycheck for their education.
I could have just not saved anything at all. I could have spent that money on travel and cars and bigger houses. I didn't. And, nothing will piss me off more than if I have to pay for their debt too, in addition to my family's debts. They didn't have to incur that debt. They foolishly chose to incur that debt, and provided no benefit to society at all for that foolish choice. Fuck 'em.
And if whataboutism is really what it comes down to for you, then fuck the bankers and automakers too...get the money back from them. I'm sick of this BS. We should not be saving the irresponsible and punishing the responsible.