too cautious, too conservative in technology business investing. They are supposed to be mainly in venture capital investment. Yes, that means risker. But that is what their customers want, high risk high return. But they use 65% of customers' deposit to buy debt securities (e.g.10-year treasures) and only 35% in high tech investment. That's not their customers expected. I think it's likely something wrong from technology industry side that made this bank so timid in venture capital investment.
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