Is anyone here totally, completely retired?

Author: Rooney (5948 Posts - Original UHND Member)
Posted at 8:45 am on Sep 24, 2025

Like not drawing a paycheck, not consulting, nothing. Just spending your retirement funds? I'm genuinely curious what that feels like. We spend our whole lives gathering and collecting and growing our funds, I'm just not sure I'll ever be ready to transition to spending it and seeing the balance dropping instead of growing.

If you're in this position, I'm interested in whether the transition from saver to spender was easy or harder than you thought.

Second question. If you're completely out of the game what do you do all day to keep a happy and healthy mind and body? I still work full time and play golf on weekends and that's my plan until I die. I recently hurt my hand and haven't played in a month so I've had all this free, unscheduled time available on weekends and I'm losing my mind. I can't imagine feeling like this every day.

Genuinely judgment-free interest in your experiences.


"I didn't come here to take part. I came here to take over."

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