Too many financial planners try to figure out how to maximize the total dollars received, but this misses the mark. If you don't need it, don't take it -- defer it until age 70 if you can. The benefit amount will increase, and when you're 70 you might appreciate it.
Replies to: "I like your approach to social security"
- Is anyone here totally, completely retired? - Rooney - 8:45am 9/24/25
(26) [View All]
- I feel like I have the perfect job as a commercial banker… - Domer From Hell - 8:16pm 9/24/25
- Been retired 10 yrs. God has blessed us w/ our needs plus some. We're just blue collar folk. - ELP - 2:46pm 9/24/25
- The question will not ripen until November 2028. [NT] - conorlarkin - 1:34pm 9/24/25
- I expect to retire in 5-10 years in my 50s, I can share my plan and expectations. - iairishcheeks - 1:23pm 9/24/25
- ** [NT] - conorlarkin - 1:33pm 9/24/25
- Nope but close. [NT] - Frank L - 1:11pm 9/24/25
- 78 and still putting in my 40 hours/week. - Curly1918 - 12:51pm 9/24/25
- Yep - arnie - 11:14am 9/24/25
- This is awesome. - Rooney - 11:52am 9/24/25
- Are you not earning Interest, Capital Gains, Annuities, or Dividends? - jakers - 10:29am 9/24/25
- I probably worded that poorly. - Rooney - 12:03pm 9/24/25
- I can absolutely get my mind around that. - jakers - 2:20pm 9/24/25
- That's a good point. - Rooney - 3:25pm 9/24/25
- What line of work are you in? [NT]
- Domer From Hell - 8:06pm 9/24/25
- Mainly land development now. - Rooney - 6:10am 9/25/25
- What line of work are you in? [NT]
- Domer From Hell - 8:06pm 9/24/25
- That's a good point. - Rooney - 3:25pm 9/24/25
- I can absolutely get my mind around that. - jakers - 2:20pm 9/24/25
- With our expanding Wealth Gap, it is becoming much more difficult for the vast majority of Americans - TyroneIrish - 11:02am 9/24/25
- Thanks for the asinine Non Sequitur. - jakers - 11:52am 9/24/25
- It really was a non-sequitur - Mark - 1:46pm 9/24/25
- Thanks for the asinine Non Sequitur. - jakers - 11:52am 9/24/25
- I probably worded that poorly. - Rooney - 12:03pm 9/24/25
- I'm 67 and still working - fargoz1 - 10:28am 9/24/25
- I like your approach to social security - Mark - 1:48pm 9/24/25
- Well done. - Rooney - 12:11pm 9/24/25
- I’m similar to you. I’m approaching that age and financial level where I could, but I can’t imagine - Shadow_of_the_Dome - 10:21am 9/24/25
- This. - Rooney - 12:09pm 9/24/25
- Good post. Not retired but can @ 58. Interested to see the replies. [NT] - Quest4twelve - 10:06am 9/24/25