1. Don't go into massive debt for education unless there's a clear payoff in future salary potential.
2. Don't buy expensive cars until you can pay cash for them.
3. Don't go on lavish vacations you can't afford.
4. You don't need the latest iPhone
5. Take advantage of 401K Match and Roth IRA as soon as possible.
If you do all of this in your 20s, by your 30s you'll be able to afford a house and might even attract a mate.
I think there's a simple formula that isn't understood.
Replies to: "I think there's a simple formula that isn't understood."
- The whimpering of our hollow generation. [LINK]
- Curly1918 - 4:54am 11/27/25
(11) [View All]
- Typical 2025 journalism. Let's find a few weirdos and imply everyone has this experience. - Iggle - 10:39am 11/27/25
- I think there's a simple formula that isn't understood. - iairishcheeks - 11:37am 11/27/25
- Hollow Men, by T.S. Eliot - NedoftheHill - 9:32am 11/27/25
- That was a tough read. All I read or heard was complaints and self loathing. Both my kids - Frankx - 8:54am 11/27/25
- Hear Hear! Well done, Frank [NT] - Domer From Hell - 10:13am 11/27/25
- Most likely you lead by example and they paid attention. - Hensou - 9:39am 11/27/25
- Congratulations on having great kids - Mark - 9:25am 11/27/25
- Happy t giving and thanks, I’m blessed. They are far from rich but are wealthy in many other ways [NT]
- Frankx - 9:30am 11/27/25
- 👍 [NT] - jray - 10:03am 11/27/25
- Happy t giving and thanks, I’m blessed. They are far from rich but are wealthy in many other ways [NT]
- Frankx - 9:30am 11/27/25
- Very unusual. - Hensou - 8:24am 11/27/25
- What a dreadful article - Mark - 8:00am 11/27/25
- Typical 2025 journalism. Let's find a few weirdos and imply everyone has this experience. - Iggle - 10:39am 11/27/25