You can have a SAR examination without ever bringing charges or litigation.
And we know the banks estimate it costs them 8billion a year in paper work - per the banks (we know that number to be exaggerated wholly by the banks)
This is my post - "I bet there are some rules which could be fixed but to want to allow money laundering says they're more interested in making more risky investments - the Wild, Wild West of banking.
Usually, if a bank wants change, it's not in the best interest (pun intended) of anyone but the mucky mucks."
Your reading skills are almost as poor as your posts.