also need to take some night classes at a local JC or technical school nearby and flush the $9/hr. golf course job. Learn how to use some of the computer programs used by most commercial and service companies. Build on your past experiences and update your skills. Don't know if your wife currently has a decent job, but she may also have to do the same. The longer you wait, the worse it will get. Nobody is going to help you unless you put-out the extra effort. Finally, don't invest any any more fly-by-night schemes that promise you the moon but fail in the end. Good luck and God bless.