couple of posts here, I made a quick call to my B&S-I-L who are PhDs in Economics and Business, respectively...right now, other countries (e.g. China, Japan and UK) have no problem extending loans at very low interest rates...i.e. we're a 'good risk' client, so we're not on the verge of bankruptcy. That doesn't mean we should start putting Bugattis in every garage, of course, but when you've got to have more than $2B to crack the "Top 400" wealthiest Americans, there's probably room for some adjustment to our tax laws...hopefully more discussion on this.