in the piece...I guess I didn't make myself clear on the failure of 'MyRA"...I acknowledge that fact and did my own research before posting...I also agree with the author that the goal was 'well intentioned' and absolutely needed...as this section makes clear...
"When it comes to the crisis of retirement security and asset building, the financial industry has been either callous in a focus on serving only the very wealthy or rapacious as it saddles everyday investors with high fees. The federal government has oscillated between incompetence and indifference; between being softheaded or hardhearted. And the plight of the hundreds of millions of Americans continues as they watch inequality grow and their financial security wither.
It was not always this way. Just 10 years ago, a bipartisan collection of senators — Jeff Sessions, Jim DeMint and Rick Santorum on one side of the aisle and Joe Biden, Hillary Clinton and Chuck Schumer on the other — came together to support legislation to give newborn Americans a $500 “baby bond” that would grow over time. Amid the tumult of the Great Recession, this idea of a “nest egg in every crib” went the way of the Republicans’ promise in 1928 to put “a chicken in every pot” during the Great Depression."
So, I'm just arguing in favor of Mark Cuban who recognizes what this author points out..."...hundreds of millions of Americans ...watch inequality grow and their financial security wither." Let's drop the political overtones and focus on ways we can help make our fellow Americans' lives more livable...getting them on the 'Capital Gravy Train' is an essential start...do you agree with that contention?