I think you should do a bit more digging into what was going on before Biden took office...as well as what has happened since to produce some of the problems you mention...not much analysis or recommendation coming from you...that's what some people call "Weak Sauce" that doesn't advance understanding or progress.
One example would be "Inflation"...interest rates at essentially ZERO provided fertile ground for inflation...Biden is the recipient of that circumstance...never mind the impact of COVID and Putin's War...fortunately, the Fed is doing the right thing with a series of rate increases.
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