Funny how one of the first points was that it would put approximately $3,000 back into the pockets of those who get the forgiveness... how exactly is that different than the bailout checks we have been receiving for the last couple of years? How did those do for this great economy we now find ourselves in? I would almost guarantee that a majority of those who benefit from this garbage will immediately go out and get another loan for a car or other major purchase that isn't required, but hey, it is free money to them now.