Given this hypothetical: ND is 12- 0 next year. There is one Power 5 school undefeated at 13-0, and one Group of 5 undefeated at 13-0. There are 3 other Power 5 schools with one loss.
A. ND is in the 4 team play-off
B. ND is not in the top 4 and out of the play-offs