"But just imagine if Baylor's only loss is a close competitive loss to OU and Minn loses 2 but one is a last second nail biter at Iowa and the other is a competitive game but loss to tosu in B1G championship...then what?"
Now let's see what happens in the polls...Minn, Baylor and Auburn all lost, but Minn prolly only falls to 10 or 11, Baylor falls to 15 or 16, and Auburn prolly falls to like 18.
That means after blowing out the last ranked team we face (other than possibly in a bowl) we likely only move up to 15 or 14 at best.