You do your talking on the field. No way I'm gonna blame the CFP here.
Additionally, ND has been in 8 Major bowl games post 1994. ND's record is 0-8 losing by an average margin of over 20 points.
Kelly's contribution is 0-3 losing by an average margin over 23 points.
We do not get the benefit of any doubt here and have put ourselves in this position by the defeats coupled with the manner of defeat.