Point 4 isn't going to happen...at least not across all of college football. Now...ND could decide to not use the portal at all...which I think then puts them at a disadvantage. And then we're in the same discussion that is going on with Dabo Swinney at Clemson and his attitude towards the portal.
You try to put point 5 into place...and I'm guessing that negatively affects ND's recruiting.
I'm open to be proven wrong on either of the above.