11-1 ND makes the playoff, full-stop.
Facts:
No 1-loss P5 team has finished outside top 10 in 25+ years of BCS/CFP rankings. In fact, in the CFP era, no 2-loss team has ever finished ranked higher than any 1-loss P5 team. That *could* change this year, but not enough instances for ND to be left out.
There will be attrition above ND.
Myths:
Anti-ND bias. ND made CFP above undefeated Ohio State 6 years ago.
Weak SOS/SOR. We don't play SEC-champ level, or even BIG-champ level. But our schedule is stronger than several of the teams currently ranked above us. Not all of them. But it will higher than other teams that win at-large bids