If Georgia loses tonight they'll almost certainly drop down below Bama and Ol Miss, in the 13-15 range. A&M is already down at #20 but would likely move up to 13-15 range with win over Texas.
This means it's very possible that the SEC winner could be ranked behind: B1G, ACC, Mountains West, and Big 12 Champs...so they'd be IN playoff but wouldn't get a bye or a home game.
They'd be traveling to either Tosu, Oregon, Penn State, or Notre Dame in the first round.
Of course we have to see if GA Tech even holds on here.