Purely to keep the ESPN gods happy:
Miami: Miami and Notre Dame had four common opponents, and with the exception of Syracuse (who honestly didn't realistically have a D1 QB against ND), the results of the other three games were virtually identical. And of course, Miami beat ND. Both have two losses.
Texas: Two wins against current Top 10 playoff teams (ND has none), and another win against the 14th-ranked team. Texas and ND have two common opponents, Texas A&M and Arkansas. Both beat Arkansas handily and Texas beat A&M, a team ND lost to.
Now, do I think these teams are better than Notre Dame? Of course not. Yes, each had worse losses than ND did which from what I understand the committee is counting, not to mention Texas's close calls with Kentucky and Mississippi State. But an argument can be made, especially in Miami's case, to be ranked ahead of Notre Dame.