You can lose conference title game plus two regular season games and still get in. If I remember, it took some last minute wheeling and dealing for ESPN/ACC/SEC to get both Canes and Tide in the playoffs plus a million dollars worth of PR by the ACC Network / ESPN to prove Miami was worthy. They got to national title game but so did TCU a few short years ago. . One year under these circumstances makes not a yearly contender. I remember when Joe Tess loudly proclaimed that Texas was back on their way to a 5-7 season. Just my opinion.