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Miami was the only 2-loss team to miss last year, and they lost spot to 3-loss ACC champ Clemson.
If you look at the CFP era, it's highly unusual for a P4/ND team to not finish Top 12 in the rankings. An 11 or 12 spot could disqualify ND if their are conference champs, but I feel bullish for a 10-2 ND team.
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