The rich get richer.
Look at households with generational wealth (even amongst our own peer group) where there is a healthy supersized safety net for their children and grandchildren.
"Enjoy your gap year, Brooke! .... We hope the apartment in Paris has great views and lighting for you to write and paint ...discover yourself ... explore Europe!"
90% of households are just grinding .... with no safety net.
So they want to change the club rules.
Link: https://www.cbsnews.com/news/us-wealth-gap-widest-in-three-decades-federal-reserve/