I went to school and received education and training, and I used my degrees to obtain jobs that allowed me to pay off loans. My children will do the same.
I educate myself on my own time by reading voraciously. I can sign up for free classes or even pay for classes to educate myself on non career oriented topics. There is so much available for free online. These other topics interest me, but I don't go into debt for them, because they are mere education...which is to say that they are a hobby.
Who in their right mind would pay $300,000 for a piece of paper that says they are skilled in their hobby? Only rich people, or people who are conned by Big Education into going into massive debt for very little reason at all. We are encouraging people to go into unnecessary debt...and when you encourage people to do that, they will do that.