Sort of like gambling, the John is often looking for the shot of fun to momentarily provide relief from depression or anxiety. It can be addictive. Strip clubs .... followed by massage parlors ..... followed by prostitutes .... can easily lead to unforced errors and a boatload of notoriety.

Some morons will stumble down the slippery slope and hook up with a minor, which then justifiably becomes a much more punitive shit sandwich.

But you are correct Ned. If one has the quid to guarantee discreetness ..... pay it.