Institutions give you a place to come and learn. You are paying to go. So you chose it. If you get sick it's your fault. It was your choice and nothing that was forced on you. If you are afraid you're going to get sick. Stay at home. Don't pay, don't go.
If you go out in public at any point (in or out of Corona times) you are likely to pick up a virus and get sick. Germs exist. People need to get out of their overprotective bubbles. Death is a reality and certainty. Make the most of the days you have. Make good decisions and do what's best for you and those around you. Other than that. Stop worrying and let God decide.