First paragraph: Easy, solution. Institutions should issue a refund policy for the next school year as it relates to any shutdown related to COVID. But, we all know lawyers would make that unbelievably complicated. More so than it should be. It's cut and dry. Offer it. Accept it or don't come.
Second paragraph: this is the same flawed democratic thinking and fear-mongering that has littered the entire US and globe into holing up over what has proven to be nothing more than a run of the mill virus. There's entirely too much "What If" talk. "What if" I get hit by a bus on campus while jaywalking? Should my family sue? Life is full of accidents. We are making so much more out of this based on "What if" statistics. The ACTUAL statistics are not that scary at all. period. Do you realize 1 million people die annually from Tuberculosis? That was a real pandemic. We are talking about 327k global deaths as of today. There are 7.7B people in the world. 300k is nothing and Tuberculous is ANNUAL!!!!!
3rd paragraph: Your mother gave birth to you. You were born. Where was the guarantee that you would live past day 1, or your 5th birthday? Had you died before then should your parents have been able to sue? really??? Life is full of unknowns. America was built on no guarantees and the fact you are clamoring for a guarantee is unAmerican in and of itself.
4th paragraph: if they open they open. If you come you come at your on risk. See point 1.
last paragraph: Dude... California has had 3,300 deaths out of 39,500,000 people that's a death rate of 0.00835443%. REALLY? You've got to stop listening to Blue State leaders and turn off the TV. It's just not that bad. Yes. "What If"... "It could be" but facts are facts and they are not that bad. Granted it is sad and some people will have losses. I feel sorry for those people.
There are 1.25 MILLION auto accident deaths per year globally!!!!! Where is the pandemic screaming? Why are people allowed in cars? Shouldn't we shut down all roads? If a student dies in an auto accident going to school should the Uni be held responsible? They're holding class and without class, they wouldn't be in the car and wouldn't possibly die. Those are real statistics.
Link: https://www.google.com/search?q=california+total+death+covid&rlz=1C5CHFA_enUS721US721&oq=california+