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I think in most cases you would be right, but my concern is that this relies on the ranking of the playoff committee

Who imo showed they can't be trusted to do the "right thing" at the "right time" when both Texas and Penn State took their 2nd L and they dropped us in their rankings just to make room for them to drop from their loss, without falling below us...while simultaneously BOTH the AP and Coaches Polls moved us up to #3.

To me this opens the possibility of say, LSU is #5 in the SEC at 7-5 vs a tough schedule and ranked #14 ahead of a 9-3 ND at #15..they get in and we get left out.

I fully get the 'are we playoff worthy at 9-3?' but what if the 5th SEC or B1G team that bumps us is even less worthy.

I'm not a fan of any guaranteed spots other than Conference Champions, but I could at least push the I believe button on 3+3+2+2+1 for guaranteed spots..4+4 is just too far.

Imagine if it went 4+3+2+1+1, but the 4, 3, and 2 weren't locked into specific conferences by name but instead went in order to the 3 P4 conferences with highest combined win % in that regular season..BOOM!