You forgot, the Malachi Toney Effect which will be enacted by the CFP

to put ND at No. 9.

The CFP will everything to keep ND from being ranked too high and in a spot where they will have to play the most difficult route to the Championship game.

If the CFP does this we should call it, the Toney Effect. ESPN and other ND haters are already using it saying ND should only be ranked as high as 8 or 9 and Miami should drop to 3 or 4.