Re: It isn't always about the money
It's worth noting that he's in the relatively unique position of coming back with considerable optionality.
If he grades out as QB6 in this class, and the QB-needs environment stays roughly where it is, that could translate into the mid-to-late second round—or even lower—despite his having something closer to top-15-pick talent.
Yes, coming back is a risk, particularly because of injury or the possibility of getting stuck behind a bad OL. But it's NOT a one-shot gamble: he can come back AGAIN.
That's a pretty significant difference from the usual "return and risk your draft stock" calculus. If he returns for 2027 and his stock drops, he still has 2028 available to potentially restore it—or even raise it beyond where it is now.