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Home > Forums > The Open Forum
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Dear Shit For Brains: when you borrow money the expectation is you pay it back.

Author: LanceManion (7648 Posts - Joined: Jul 16, 2010)

Posted at 12:53 pm on Nov 21, 2022
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I’m sorry you may not get the freebie you had hoped for but maybe you should have considered that before going to post-secondary school. And hoping you could vote in someone who would erase your obligation so you could buy more stuff and pay less on loans is exactly why you and your degree are worthless. You are a parasite and you should be ashamed of your parasitism. That is all.

Link: Guillerme the gullible dipshit

Imposing corporate abuse, neglect and greed on deserving victims.

Replies to: Dear Shit For Brains: when you borrow money the expectation is you pay it back.


Thread Level: 2

this is right on.

Author: und67 (6742 Posts - Original UHND Member)

Posted at 3:20 pm on Nov 21, 2022
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tell your fucking sob story to graduates of the military academies who put their lives on the line for years as payback.

go look in the mirror to see a giant turd who doesn't remotely deserve their sacrifices.


msm, dnc, antifa, blm: trying to kill america.
Thread Level: 2

My daughter's private flute tutor apparently has some type of doctorate degree.

Author: jabbadoody6 (474 Posts - Joined: Oct 30, 2022)

Posted at 2:52 pm on Nov 21, 2022
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How many hours does it take to pay off a doctorate degree at $60 an hour?

If I'm already paying $60/hr to pay this person's doctorate degree off, do I have to pay on top of that, or is the $60 tax deductible? Would it be possible to start paying something like $80/hr to cut out the middle man?

Also, if I can't cut out the govt as a middle man, am I ethically obligated to take my kid to a different flute teacher who isn't receiving govt assistance and is therefore less fortunate?


Thread Level: 3

And you feel the same way about fuel prices, yes? The amount of welfare Oil companies

Author: jimbasil (52300 Posts - Joined: Nov 15, 2007)

Posted at 2:59 pm on Nov 21, 2022
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receive you'd think one should get free gas and heating oil too.

Jack, he is a banker
and Jane, she is a clerk
Thread Level: 4

Yes. It's well documented how I feel about corporate welfare.

Author: jabbadoody6 (474 Posts - Joined: Oct 30, 2022)

Posted at 3:25 pm on Nov 21, 2022
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Although, I believe it was mostly documented on another board that I can no longer find. I like where your head is at though. I often call it corporate socialism and have found if you want to trigger Republicans, that's a good term to use.

On this specific note, I'll add that I live in a place that has 4 warring gas stations that have some of the lowest prices in the country and for the last ~9 months. They have all sustained prices that are 20-30 cents/gallon cheaper than any other gas stations in the area. How does this work? How are they able to maintain this pricing when nobody else seems to be able to maintain those prices?

These companies suck at the govt teat, and then enact anti-capitalist price fixing strategies, that's how.

I am frustrated by the subsides, probably more than most. It affects so much of the economic and political landscape, but it's a rock and a hard place. I don't like it, but I've not seen a good answer for what can be done.


This message has been edited 1 time(s).

Thread Level: 5

I’m not questioning your belief in govt subsidies, I’m questioning

Author: jimbasil (52300 Posts - Joined: Nov 15, 2007)

Posted at 4:12 pm on Nov 21, 2022
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your use of a simile.

Your child receives lessons tutoring her in a skill something you pay for. That’s something you do for your daughter and for yourself. The person you hired for this endeavor has a value to you and your family. The tutor’s degree and skill level you believe will pay dividends down the road and the least of it is your child’s adoration for life.

The fact the US government is entertaining monetary compensation in the form of debt relief on exorbitant predatory loans that were and are available to most students coming out of high-school is not anywhere similar to subsides you would pay for.

I agree that this type of compensation is wrong headed - the action should be the government going after predator lending places in all cases of education and student loans. (But then, most Republicans would bellyache about the destruction of capitalism).

What I get from your post is you dislike the fact the tutor didn’t receive a degree you personally place a high value on. A degree that creates great wealth. But then, if the instructor had no degree who would you hire to instruct your little darling?


Jack, he is a banker
and Jane, she is a clerk
Thread Level: 6

"exorbitant predatory loans" Such nonsense. Are they any more predatory than car loans? Home loans?

Author: NedoftheHill (44308 Posts - Joined: Jun 29, 2011)

Posted at 6:23 pm on Nov 21, 2022
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Predator lending places...like banks?

This guy went to DaSales University, and then Loyola University, not Joe's Fly-By-Night Strip Mall University. He went there for 7 years and got 3 degrees...exactly the degrees he wanted. Now he wants us to pay for them. Fuck that...and fuck any political party which supports that.


This message has been edited 2 time(s).

Evil preaches tolerance until it is dominant, then it tries to silence good.
Thread Level: 7

Even you can't be this out of touch!

Author: jimbasil (52300 Posts - Joined: Nov 15, 2007)

Posted at 10:59 pm on Nov 21, 2022
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(no message)

Jack, he is a banker
and Jane, she is a clerk
Thread Level: 8

Feel free to elaborate. I have no idea why you would say that. Try defending this guy.

Author: NedoftheHill (44308 Posts - Joined: Jun 29, 2011)

Posted at 11:42 pm on Nov 21, 2022
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(no message)

Evil preaches tolerance until it is dominant, then it tries to silence good.
Thread Level: 7

Don't know the details of this particular student's complaint, but there are definitely "Predatory"

Author: TyroneIrish (19708 Posts - Joined: Oct 8, 2020)

Posted at 7:58 pm on Nov 21, 2022
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Student Loan institutions (see link)...there's legitimate cause for action on the part of government.

Link: https://clinics.law.harvard.edu/blog/2022/08/the-project-on-predatory-student-lending-relaunches-as-independent-nonprofit-organization/

Thread Level: 8

Do some reading. This guy is public with his details. That is not the case here.

Author: NedoftheHill (44308 Posts - Joined: Jun 29, 2011)

Posted at 8:04 pm on Nov 21, 2022
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I notice you like to focus on special cases (1%) when supporting blanket policies for all Americans. Maybe try to focus on the 99% when arguing for policy that regulates 100%.

This message has been edited 1 time(s).

Evil preaches tolerance until it is dominant, then it tries to silence good.
Thread Level: 9

Au Contraire...this guy is sub-1% of the problem...my link illustrates the 99+% out there...and

Author: TyroneIrish (19708 Posts - Joined: Oct 8, 2020)

Posted at 8:25 pm on Nov 21, 2022
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why Biden, et al, are trying to aid those students...why expend so much ammo on one guy, when I believe you also see the forest for that one tree?...let's spend more time talking about ways to combat such predatory practices...note that my link points out cases where firms such as ITT are being sued...do you have any problem with the government looking out for unfairly treated citizens who are clearly putting in the time to make better lives for themselves?...after all, Education is a key government service and impacts such things as our overall GDP.

Link: https://www.moneygeek.com/financial-planning/paying-for-college/resources/unfair-student-loan-practices

Thread Level: 10

Total. Bullshit.

Author: NedoftheHill (44308 Posts - Joined: Jun 29, 2011)

Posted at 11:03 pm on Nov 21, 2022
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(no message)

Evil preaches tolerance until it is dominant, then it tries to silence good.
Thread Level: 6

Re: I’m not questioning your belief in govt subsidies, I’m questioning

Author: jabbadoody6 (474 Posts - Joined: Oct 30, 2022)

Posted at 6:18 pm on Nov 21, 2022
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"The tutor’s degree and skill level you believe will pay dividends down the road and the least of it is your child’s adoration for life." I don't believe that the tutors degree matters. She is the flute teacher for a middle schooler. There are other flute teachers that would be adequate for the job. She happens to be close.

"...debt relief on exorbitant predatory loans..." Who exactly was the prey in this instance? I know people who took loans. They knew what they were doing. I know people that didn't take the loans, they were smarter.

"...the government going after predator lending places in all cases of education and student loans..." The govt exacerbated the problem by not allowing these loans to be defaulted on in bankruptcy. Why not start there?

"A degree that creates great wealth. " It creates $60/hr for around 15 hours a week. It doesn't create great wealth.

"But then, if the instructor had no degree who would you hire to instruct your little darling?" Someone else. There are plenty of instructors in the area. My cousin teaches flute in northern Indiana. She didn't go to college. She'd be fine. She's just not close.

What world do you live in where you think that a doctorate is necessary for the average flute teacher?


This message has been edited 1 time(s).

Thread Level: 7

Well, that’s the point. There is no prey other than you

Author: jimbasil (52300 Posts - Joined: Nov 15, 2007)

Posted at 10:58 pm on Nov 21, 2022
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mentioning the cost of an instructor who needs to pay off student loans.

There is no correlation.

But you did bring up the subject in a simile and o pointed out there’s a complexity in your cause you made you haven’t diagnosed.

However if your case is the cost and not getting the best for your daughter you should choose another tutor. Also, 15 hours a week with a music instructor?
3 hours is considered a lot, unless your girl is a prodigy.


Jack, he is a banker
and Jane, she is a clerk
Thread Level: 8

What are you talking about?

Author: jabbadoody6 (474 Posts - Joined: Oct 30, 2022)

Posted at 11:23 pm on Nov 21, 2022
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I don't understand what point you are trying to make. Maybe you should have spent a bit more on your own education.

Anyway, if you want to pay off this lady's education, nobody is stopping you. Do you want me to get you her Venmo account?


Thread Level: 2

Guy spent $245k for an unused degree, then added 3 yrs grad school...wants laborers to pay for it.

Author: NedoftheHill (44308 Posts - Joined: Jun 29, 2011)

Posted at 2:39 pm on Nov 21, 2022
View Single

My estimate is from his undergrad university's website for cost to attend. According to his LinkedIn page, he got a Bachelors & Masters of Criminal Justice. Then he added on a Masters in Pastoral Studies / Counseling. Now he works in campus ministry for another school.

I don't begrudge him any of that. A person should have a right to study whatever they want...and even change directions academically if they want.

But they don't have a right to do things they can't afford, and then demand others pay him for his lack of personal responsibility.

For him to act like he has a right to have others pay for it because he wasn't financially responsible...for him to pretend that he was promised that as part of the American dream...that, as Chris would say, is utter bullshit.

He went to expensive schools rather than state schools. He got 3 degrees that couldn't pay his loans.

Total. Bullshit.

I was first year college in my family, like this guy. I went to an expensive school too. But, I got a degree with a high average paying salary...I didn't pursue a hobby degree. And, I joined the Army and earned a scholarship to pay the lion's share of the cost...and committed to time in the service after graduation as a personal cost for that. Cheaper states schools were an option, but I decided it was worth it to pay for ND. That was my decision. I would never ask this jackass to pay for my education.

But, if he gets his paid for, I want to be reimbursed my cost as well. And, I want to be paid back for all my kids I sent to college. Fair is fair.


This message has been edited 9 time(s).

Evil preaches tolerance until it is dominant, then it tries to silence good.
Thread Level: 3

Ditto here

Author: WoodstockIrish (14629 Posts - Original UHND Member)

Posted at 3:10 pm on Nov 21, 2022
View Single

I have no problem with everyone between the age of X and Y getting a $10k check. That would include folks like you and I who went in the military to help pay for college so that we could then take a low paying job as a 2LT. Or the guy who goes to trade school and NEVER goes to college and gets that solid $80k a year job as an electrician. Or the person who just paid off his student loans after paying on them for 15 years.

I have never seen such complete and utter bullshit till this administration. You really can’t make this shit up.


Thread Level: 3

I love him spewing the “American dream” and “first generation BS” - didn’t take long

Author: LanceManion (7648 Posts - Joined: Jul 16, 2010)

Posted at 2:50 pm on Nov 21, 2022
View Single

(no message)

Imposing corporate abuse, neglect and greed on deserving victims.
Thread Level: 4

Such amazing bullshit.

Author: NedoftheHill (44308 Posts - Joined: Jun 29, 2011)

Posted at 2:58 pm on Nov 21, 2022
View Single

(no message)

Evil preaches tolerance until it is dominant, then it tries to silence good.
Thread Level: 2

The game worked for the Dems... brought/bought the young vote when they knew it would get slapped

Author: IrishMac (1682 Posts - Original UHND Member)

Posted at 2:02 pm on Nov 21, 2022
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down in court.

Thread Level: 2

moochers are bad for the country.

Author: WestCoastIrishFan (16167 Posts - Original UHND Member)

Posted at 1:54 pm on Nov 21, 2022
View Single

(no message)

Thread Level: 2

Another woke moron.

Author: notredame678 (3732 Posts - Joined: Aug 22, 2007)

Posted at 1:30 pm on Nov 21, 2022
View Single

(no message)

Jersey Sucks!
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