primarily driven by drought and a dearth of snow melt in spring time...i.e. Climate Change impacts..

Link: https://www.cnn.com/2026/08/16/climate/lake-powell-reservoir-record-low-colorado-river

I grew up out there in the 1950s and recall constant threats of drought. When the Mormons settled in Utah, Salt Lake was totally barren but was transformed into a lush landscape through damning and irrigation. Pretty much the same thing for California's Central Valley. Of course, the massive immigration and urbanization of the region has put tremendous pressure on the aquifers.

LIFE IS CONSTANTLY CHALLENGING.


Link: https://www.drought.gov/historical-information?dataset=0&selectedDateUSDM=20260811

Warming due to mankind's burning of fossil fuels, thus producing 'Climate Changes'. Deserts aren't the on ecosystems affected...even our own Midwest, as well as Southeast (e.g. FLA) and every other part of the nation/world is affected in different ways. Deny this reality at your...and your children/grandchildren's peril.

Link: https://19january2017snapshot.epa.gov/climate-impacts/climate-impacts-midwest_.html

Gee, putting a gazillion people into a desert environment drawing water from one river...gee, what could go wrong?

I also read the river compact was based on a faulty assumption of how much water actually flows; they based it on abnormally wet years and thought the river flowed at 16.4 acre-feet per year when it's really only 12.4.

This time-lapse video is remarkable, showing the reduction in size of Lake Mead correlating directly to the growth in Las Vegas Metro area, from 1 million people to today's 3 million.


Link: https://www.facebook.com/share/r/1BhYu9Jq87/

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For your political agenda.

The Colorado River crisis is primarily because the river is over used, its water has been over allocated. The Colorado River Compact of 1922 promised more water to 7 very dry states than the river naturally flow when you look at the rapid growth of these states in terms of population, industry and agriculture. Of course the river won’t feed enough water to the reservoirs eventually.

snowmelt is definitely diminishing...consistent with global temperature data...btw, this same scenario is playing out in the European Alps...ski areas are opening later and closing earlier...you can Google that yourself.

Link: https://www.snow.news/p/2026-snow-drought-records

If CC is the primary reason why Amazon river has too much water now? And its flooding increased by 5 folds. Why Mississippi River has too much water? Its flooding on Midwest increased a lot too recently?

each year. This has serious impacts on long term planning for this region. Note that the CC problems in FLA have already driven out private insurance companies there due to the extreme risk/cost projections.

Link: https://iee.psu.edu/news/blog/colorado-river-crisis-water-shortages-climate-change-and-sustainable-management

It has been well established by data Chris Martz and others are putting out that hurricanes and tropical storms have not increased in either number or intensity. The real culprit is unregulated coastal development along with these developments being high-dollar luxury units/homes.

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Or... let's see how the upcoming El Niño winter might impact the water supply when the Pacific storm track shifts south. This can increase precipitation across California, the Southwest, southern Rockies, and the southern Plains

-------------AI Overview-----------------

Are Property & Casualty Insurers Returning to Florida?

Yes — property and casualty insurers are indeed returning to Florida, and the state’s insurance market is showing signs of recovery after years of instability.

AI Overview

Yes, the state of Florida still underwrites a massive volume of property insurance policies, primarily through its state-backed insurer of last resort, Citizens Property Insurance Corporation. [1, 2]

While major private carriers like Farmers, AAA, and Progressive historically scaled back or pulled out entirely, the state's insurance landscape is undergoing an aggressive transition to push policyholders back into the private market

Current State of Florida's Underwriting Role

• The "Insurer of Last Resort" Burden: When private companies fled due to litigation costs and global reinsurance hikes, Citizens became the largest property insurer in Florida, holding hundreds of thousands of policies. [1, 2, 3]

• The Depopulation Program: Florida does not want to remain the primary underwriter. The Florida Office of Insurance Regulation (OIR) is executing a "depopulation" program. If a private company offers a policy within 20% of the state's price, Citizens policyholders are required to switch to that private carrier. [1, 2, 3, 4]
Impact of Legislative Reforms

The state passed sweeping tort and insurance reforms aimed at curbing frivolous lawsuits and stabilizing the market. The impacts include: [1, 2]

• New Private Competitors: More than 15 new property insurance companies have been approved to enter and underwrite in the state, helping absorb risk away from the state-backed system. [1, 2, 3, 4]

• Premium Relief: The Executive Office of the Governor announced premium reductions for Citizens policyholders alongside rate drops from private insurers. [1]

• Persistent Friction: Critics and independent reports note that despite these legal shifts, average premiums for many homeowners remain among the highest in the country, and the transition off state-backed insurance can sometimes force consumers into more expensive private policies
----------------

Bottom line...CC continues to threaten FLA residents and drive up their costs...and insurers know it. Time for folks like you to face this reality.

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