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Looking for an opinion. If Biden forgives all student debt, can I sue for a refund of the $400,000

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 1:40 pm on Nov 19, 2020
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in college costs I paid personally for my daughters?

Replies to: Looking for an opinion. If Biden forgives all student debt, can I sue for a refund of the $400,000


Thread Level: 2

Near the end of the attached article the author compares college education to health care...and uses

Author: TyroneIrish (20426 Posts - Joined: Oct 8, 2020)

Posted at 1:25 am on Nov 20, 2020
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countries within the EU as examples...i.e. both are looked at as services, and both have government oversight/rules. Furthermore, it highlights the delta costs for both Education and HC between the EU and theU.S...2X more in the U.S. for both.

With costs here continuing to increase without an end to the acceleration in sight, it seems to me that the "Status Quo" is no longer an option. While any other alternative (a'la the EU model) is likely to set off "Socialism" alarms, it seems that some degree of external controls are required to 'stop the madness'.

A few years ago, my Internist was a Doc trained in Ireland where he paid nothing for his education...all state (taxpayer) funded. He was/is an excellent physician, so no complaints on my end. In Ireland the citizens consider health care an essential service and have no problem seeing their taxes coming back to them for that 'peace of mind'. Now I'm not saying this is the only way to go, but it certainly deserves more than a passing glance.


Link: https://www.theatlantic.com/education/archive/2018/09/why-is-college-so-expensive-in-america/569884/

Thread Level: 2

Should have done what I'm doing - my kids are getting $0

Author: MarkHarman (7276 Posts - Original UHND Member)

Posted at 8:03 pm on Nov 19, 2020
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But then again, as Lance likes to point out, I'm a complete financial failure. Unfortunately, he's right.

Thread Level: 3

Who is Lance, and why would u care what he thinks?

Author: ColeyO (12511 Posts - Original UHND Member)

Posted at 9:30 pm on Nov 19, 2020
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(no message)

Thread Level: 2

According to Pocahontas, you are shit out of luck. God, I thought I owed a lot.

Author: THEISMANCARR (17199 Posts - Joined: Aug 10, 2007)

Posted at 7:29 pm on Nov 19, 2020
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(no message)

Thread Level: 3

No one seems to care about the ridiculous cost for an education. Schools

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 7:39 pm on Nov 19, 2020
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are only concerned with raising endowments, text book deals, building elaborate palaces. They could give a shit how long it will take some of these students to get a job that will allow them to pay this debt burden.

That’s unless the government does it for them. If so, watch how much tuition rises then.


Thread Level: 2

Our oldest daughter is applying to colleges right now.

Author: NDavenue (7489 Posts - Original UHND Member)

Posted at 7:26 pm on Nov 19, 2020
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It is shocking to see the price tags at places like Notre Dame. Not that I didn't know generally how expensive it would be. I just hadn't been paying really close attention recently.

That being said, there are some bargains out there where kids can get a very good education at a reasonable price. I've always said that we wouldn't spend hundreds of thousands of our own money for our kid's college education. The ROI just isn't there.


I don't believe illusions because too much is for real.
Thread Level: 3

Just have her get a meaningful degree that she can be employed with, nothing in social sciences or

Author: THEISMANCARR (17199 Posts - Joined: Aug 10, 2007)

Posted at 7:30 pm on Nov 19, 2020
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other liberal arts.

Thread Level: 4

I have told her that if she majors in a more lucrative field, we would be willing to pay more.

Author: NDavenue (7489 Posts - Original UHND Member)

Posted at 10:33 am on Nov 20, 2020
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She is pretty much set on majoring in English. She loves it and frankly it's her strength so, I'm good with it (she got perfect scores on the English and Reading sections of the ACT). I'm a supporter of pursuing an area where you have a clear strength.

The big question is what she chooses to do with it. If nothing else, she should do very well as an undergraduate and that will open more doors for graduate school.


I don't believe illusions because too much is for real.
Thread Level: 4

As someone with an engineering degree, it's easy for me to link arms with you on that...but...over

Author: TyroneIrish (20426 Posts - Joined: Oct 8, 2020)

Posted at 8:32 pm on Nov 19, 2020
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time, I've come to appreciate the softer, non-transactional, side of life. Give me a little latitude here, but to some degree I see all of us "functional types" as merely 'workers' to support the growth and development of those who make 'Humanity' special...i.e. the Arts...and I don't want to see them given 'short shrift'.

Make any sense?


Thread Level: 2

One more article...btw, it's been awhile since our daughter graduated from a private university

Author: TyroneIrish (20426 Posts - Joined: Oct 8, 2020)

Posted at 5:04 pm on Nov 19, 2020
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(20 yrs ago), and we were able to deal with it...but the debt from multiple graduate programs is only now being 'retired' for her. As most of you know, better than I, the cost for higher education over the last 20 years has far outpaced the rate of wage growth, so it seems that the 'resolution' is not just in "refinancing", or "forgiveness"...any thoughts here?

Link: https://www.americanprogress.org/issues/education-postsecondary/news/2013/01/14/49503/congress-should-allow-students-to-refinance-their-loans/

Thread Level: 3

How is it being "retired?" Is there a time limit that applies and they just drop the remaining

Author: THEISMANCARR (17199 Posts - Joined: Aug 10, 2007)

Posted at 7:32 pm on Nov 19, 2020
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balance?

Thread Level: 4

I should learn how to use emojis here (help welcomed)...the proper parlance is "paid off". But on

Author: TyroneIrish (20426 Posts - Joined: Oct 8, 2020)

Posted at 8:23 pm on Nov 19, 2020
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the issue of what appears as 'non-linear' college cost increases, I'd like to see more emphasis and 'stamina' applied to finding a way to bringing it under 'control'...can I get an "Amen" on that?

Thread Level: 2

$400k? Where did they go to school?

Author: ND_in_DRO (3958 Posts - Joined: Nov 1, 2016)

Posted at 4:12 pm on Nov 19, 2020
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(no message)

Thread Level: 3

Tuition/room and board, travel, clothes, study aboard, books, etc. About

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 5:42 pm on Nov 19, 2020
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50k per year for each one. So $400k. It could be more.

Thread Level: 4

Private obviously

Author: WoodstockIrish (14681 Posts - Original UHND Member)

Posted at 7:00 pm on Nov 19, 2020
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(no message)

Thread Level: 4

Yup.

Author: Frank L (64677 Posts - Joined: Sep 20, 2007)

Posted at 5:46 pm on Nov 19, 2020
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(no message)

Thread Level: 3

ND will set you back $300k for ONE kid.

Author: Iggle (12614 Posts - Joined: Sep 14, 2007)

Posted at 4:17 pm on Nov 19, 2020
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(no message)

Thread Level: 4

I'm currently paying for my daughter's college

Author: ND_in_DRO (3958 Posts - Joined: Nov 1, 2016)

Posted at 4:29 pm on Nov 19, 2020
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In-state tuition at State U is about $10k per year. Room and board another $10-15k. Luckily she's gotten several scholarships so total for 5 years (Covid year has set her back) will be well under $100k.

Guess I didn't realize how expensive out-of-state and private compares.


This message has been edited 1 time(s).

Thread Level: 5

Yeah, tuition is pretty insane.

Author: Iggle (12614 Posts - Joined: Sep 14, 2007)

Posted at 7:36 pm on Nov 19, 2020
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There is a group of private universities that are bulletproof...Ivies, Stanford, Duke, ND, Chicago, etc. Smaller ones are struggling.

ND hikes tuition from year to year and doesn’t even send a courtesy message about it. Sorry the bill increased $3,500 this year....nope.


Thread Level: 5

In state Private is just as expensive. My kid is on scholarship for both softball and academic

Author: TampaIrish (11648 Posts - Original UHND Member)

Posted at 4:55 pm on Nov 19, 2020
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and still has a balance to pay. 4 years will cost her/us close to a $90k. Great school and she may pick up another year of eligibility since she had a red shirt year or from COVID. That will depend on employment when the time rolls around.

I identify as the poster with the most suspensions in UHND history.
Thread Level: 6

What is in-state private? Isn’t private independent of in or out of state?

Author: WoodstockIrish (14681 Posts - Original UHND Member)

Posted at 7:04 pm on Nov 19, 2020
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(no message)

Thread Level: 7

Sorry. Local private school in west central Florida. In state for us. So in state private.

Author: TampaIrish (11648 Posts - Original UHND Member)

Posted at 7:38 pm on Nov 19, 2020
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We get a small amount for being a Florida resident and her going there but still expensive. Her “dorm life” is a 4 bedroom, 2 bath condo just off campus. Common living room with a full kitchen.

I identify as the poster with the most suspensions in UHND history.
Thread Level: 3

Huh? ND is 75 grand a year. As are many "safety" schools. Penn State is 55 out of state. $400k is

Author: TakethetrainKnute (33494 Posts - Original UHND Member)

Posted at 4:16 pm on Nov 19, 2020
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...not remotely out of line for 2 educations these days.

This message has been edited 1 time(s).

Thread Level: 4

ND Law is $80K per year with living expenses. $240K total - $45K scholly leaves a $195K nut to pay

Author: Frank L (64677 Posts - Joined: Sep 20, 2007)

Posted at 5:45 pm on Nov 19, 2020
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after undergrad. You need to get a good job after that.

Thread Level: 5

Damn man. Hell with St Jude looks like the $1k is a better gift for you.

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 5:48 pm on Nov 19, 2020
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By the way that older kid that does the Shriner Hospital commercials is 46 years old.

Thread Level: 6

I only pay about half of it, he has the rest.

Author: Frank L (64677 Posts - Joined: Sep 20, 2007)

Posted at 5:52 pm on Nov 19, 2020
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Luckily he had almost a full boat undergrad or he would have really been screwed.

Thread Level: 2

Governments should not be in the business of bailing out anyone's student debt.

Author: Rooney (5915 Posts - Original UHND Member)

Posted at 3:59 pm on Nov 19, 2020
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It's not like these kids had a sudden, unexpected bill dropped on them after 4 years of college. They knew exactly what the cost was and willfully took on the debt.

What's worse, in the article Tyrone linked to there is mention that many of the people carrying this student debt actually never even completed their studies or got degrees. That's brutal. No way a drop out should get their debt paid off.

Taxpayers shouldn't be on the hook to bail out their bad decisions. If that's the case, maybe the gov't wants to top up your retirement savings plan with some free money too.

I stand with PBHangingChad.....on this one issue.


This message has been edited 1 time(s).

"I didn't come here to take part. I came here to take over."
Thread Level: 3

Kids because of poor education in high school these days have little concept of costs and how to pay

Author: THEISMANCARR (17199 Posts - Joined: Aug 10, 2007)

Posted at 7:41 pm on Nov 19, 2020
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back? My one daughter is very successful working in DC and after two years has seen her salary go from 57k to 85k at 26 years old. Sounds good but the cost of living is horrendous there. My other kid was laid off due to Covid, cannot find a job right now in her field, so I am a little bitter. By the way the "successful" daughter got no help from the graduate school placement program at ND after majoring in Global Health. She graduated from it with a higher average than all but one in her program. She got job on her own and because of her skills has performed well and she loves ND as do I but the job placement graduate program pales in comparison to the undergraduate business placement program.

Thread Level: 3

I’ll try for two issues this year. Can’t see us beyond five. But who knows.

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 5:46 pm on Nov 19, 2020
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(no message)

Thread Level: 2

Here's some background info...any thoughts/reactions?

Author: TyroneIrish (20426 Posts - Joined: Oct 8, 2020)

Posted at 2:46 pm on Nov 19, 2020
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(no message)

Link: https://www.thecut.com/2020/11/what-does-bidens-student-loan-plan-mean-for-you.html

Thread Level: 3

I think a better solution would be to have the colleges who "educated" these students knocked off

Author: THEISMANCARR (17199 Posts - Joined: Aug 10, 2007)

Posted at 7:53 pm on Nov 19, 2020
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the 10000 figure by directly paying for the student loans. They are the ones to blame today as so many of their students are unemployable. It should be across the board. Maybe schools should base their tuitions on the success of their academic programs and or usefulness of them. For example, pre med, pre law, business schools that have successful placement history can charge an appropriate amount for that academic education while the liberal arts degrees that really don't put students in a position to succeed financially should only charge maybe half the amount.

Thread Level: 2

No. Your obviously rich. Not who this is targeted for.

Author: Shadow_of_the_Dome (4618 Posts - Original UHND Member)

Posted at 2:42 pm on Nov 19, 2020
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(no message)

Thread Level: 3

Not necessarily if part of the total my girls took student loans. But

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 5:52 pm on Nov 19, 2020
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their mom and I paid them.

Thread Level: 2

As far as I know, Trump U paid every one back already.

Author: jimbasil (52634 Posts - Joined: Nov 15, 2007)

Posted at 2:02 pm on Nov 19, 2020
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(no message)

This message has been edited 1 time(s).

Jack, he is a banker
and Jane, she is a clerk
Thread Level: 3

I’m still going for my Doctorate at Trump U in animal husbandry. Just

Author: PBHangingChad (15790 Posts - Original UHND Member)

Posted at 5:57 pm on Nov 19, 2020
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in case there is another “B” letter added for certain people. So it will be LGBQTIB.

Thread Level: 2

Fuck that, can I apply for a refund of my tuition

Author: ColeyO (12511 Posts - Original UHND Member)

Posted at 2:00 pm on Nov 19, 2020
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From many yr ago? I be woke, I swear

This message has been edited 1 time(s).

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